Derrick Winston is a Marine Corps Veteran and father 3 of teenagers. His mortgage career started in 2008 during the housing crisis as a housing counselor for a non-profit agency working directly with HUD, Making Home Affordable, lenders and homeowners. He has over 14 years of conventional lending, loss mitigation, mortgage counseling and underwriting experience. Derrick's specialty is 30-year (Non-QM) Debt Service Cover Ratio loans for long term/short term rentals, short term bridge loans for acquisitions and rehabs, commercial, and ground up construction. In his free time, Derrick likes to go cycling, cooking, spend time with his kids and family.